Buying a home can be tricky for anyone, but the task is made that much harder when you’ve got bad credit - or so you might think. In reality, buying a home is still a real possibility even if you are struggling with a poor credit score.
The expert team here at My Mortgage Finder have a wealth of experience helping people in unique financial situations find the setup and confidence needed to make the right steps towards buying a home. From those looking for adverse credit mortgages to buyers with a longstanding history of bad credit, we’ll be able to offer reliable advice that’s regulated by the FCA, meaning we’re a trusted entity within the industry.
As an adverse mortgage broker, we’re able to structure loans with bad credit mortgage lenders, ensuring that you find a deal that you’ll be accepted for at a price that works for you. This means that buying a house with bad credit doesn’t just have to be a distant dream; it can be your reality.
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My Mortgage Finder specialise in arranging bad credit mortgages.
I wholeheartedly praise the dedication and commitment to making a mortgage application happen from Connor.
What was at times a painful experience dealing with *my own bank* was handled with compassion, understanding and outright brilliance by Connor. A sequence of events that would have had many other organisations running to the hills to hide or give up in angst, was handled in a way i thought was gone from the industry decades ago.
I cant convey here how much i appreciate all the handholding, guidance and tenacity that got the mortgage offer over the line. If you have any doubts about any company, go here! YOU WILL NOT BE DISAPPOINTED!
AJ just helped to arrange new mortgage terms for me at the end of my current fixed rate and went above and beyond to find the best rates for me- even asking me about and considering my long term plans for the property as well. The whole process was really easy with great communication through out. Would definitely recommend. Thank you so much!
From the initial talks to the conclusion of our agreement, Jack and his team covered every single item thoroughly and professionally but also with a friendly and comforting approach when things didn't exactly go to plan.
We would definitely recommend this company and in particular Jack and Louise who both went that extra mile to make sure we obtained the very best deal for our circumstances.
Thank you both so much
I found the whole experience to be easy and not stressful at all, the advisors kept me up to date throughout and would defiantly recommend it to friends and family.
I can not thank Josh and especially AJ enough for there amazing service. We were first time buyers and didn't have the best credit rating, we thought we would never be able to get a mortgage. Every other mortgage broker said no it just can't be done you need to wait another year or 2.
Then come along Josh and AJ and with hard work, dedication and kept us up to date on every step of the way secured us a mortgage. They really did make our dreams come true. There approachable, freindly, professional and really do have your best interests at the heart of everything they do. They will always reply to any email, return phonecalls if they were unable to answer nothing is ever too much trouble for these guys. Josh secured us an agreement in principle and AJ took over the mortgage application it was a smooth process and they always have a backup plan should they need it if any lenders are just out of reach. I would recommend these guys a 100%. If they say there going to do something and get back in touch, there true to there word. I never had to wonder what was going on. Thank you for making our dreams a reality. Thank you also to Louise who sorted the building and content insurance they took the stress out of that and also the income protection. We have everything set up and in place. AJ has already put a note on his calendar when to give us a call for when our mortgage is up for renewal and will start finding us the best deal. I can not thank you enough. Absolutely amazing. If your having doubts that you will never get a mortgage like we did, these guys are the ones to make it happen. Thank you again your amazing 😊 Weve now happily moved in to our new home and are proud homeowners still can't believe it all thanks to these guys.
As first time buyers, we found the whole service to be excellent from start to finish. Connor was always available to answer any questions we had, and his extensive knowledgeable of the market helped us identify the best mortgage available. Regular updates as to the status of our application allowed the whole process to run smoothly. I would 100% recommend Connor (and the rest of the My Mortgage Finder team) to friends and family!
Here at My Mortgage Finder, we think that everyone deserves a fair shot at being able to purchase a home for themselves and their family, no matter what their credit score says. We also understand that this can be an incredibly stressful process for any applicant, which is why we’re looking to put you at ease and help you through the journey at a pace that works best for you.
That’s simple: It means that we’ll talk to you openly, honestly, and without the confusing jargon that you can often be faced with when buying a house. We want you to feel comfortable asking your questions and the best way to do that is by educating you on the mortgage process as we look to structure your lending agreement. An informed applicant is a confident applicant.
Our process ensures that you never feel like you’re being left out in the cold; you’ll be involved in all communications and we’ll always be on hand to chat about any questions you have. All you need to do is ask! We’ll be there to support you throughout the process of getting a mortgage with bad credit, so you can rest easy knowing that you’ve got our more than capable hands beside you every step of the way.
If you’ve got an existing history of bad credit, it’s likely that you’ve already been turned away by a lender early on in the mortgage process - this is very common, but don’t let it dishearten you. The story doesn’t end there.
With My Mortgage Finder, we look to support those who have suffered with any of the following issues to get on the property ladder in a safe, secure, and affordable manner:
If any of the above issues sound like your history, then fear not - our team is here to do everything we can to broker the best possible deal for your new home.
The first thing you need to do is fill out our contact form - this gives us a bit of information about you as well as a point of contact, so we can get in touch with you to discuss things further. Once you’ve filled this out, one of our specialist advisers will get back to you right away, or at a time that works for you - just let us know! If you just can’t wait to get started, you can give us a call directly on 01138 687 860
Once we’ve had a chance to review the information you’ve put together, we’ll go away and do some basic research and get right back in touch with you. In this chat, you’ll have the opportunity to let us know of any potential issues with your application so that we’re aware of any problems in advance. Once this call is finished, we’ll start to search the market and speak to our contacts to find the best mortgage deal for you.
The next time you’ll hear from us is when we’re presenting you with the best available deals currently on the market for you; it really is that fast! Once we’ve reviewed these options with you and you’ve come to the right decision on how to proceed, we’ll then apply for your Agreement in Principle, which is what you’ll likely be asked for before you’re able to book any viewings on potential homes. Once approved for your Agreement in Principle, it’s full steam ahead with viewings, offers, and hopefully, a completed deal!
Your mortgage is likely the single largest sum of money that you’ll ever look to borrow - likewise, it’s also the biggest sum of money that a lender will ever look to give you, so it’s natural for both parties to seek a higher degree of security before any money changes hands.
Unfortunately, when you have bad credit, this appears as a heightened risk for the lender, which leads them to be far less likely to offer such a large sum of money to you. However, when working with a specialist bad credit mortgage broker, you’ll be able to make use of their strong relationships with the lenders - this can make them far more comfortable to undertake the mortgage as you’ll be verified as an applicant on a much deeper level.
In short, buying a house with bad credit is made much easier when you’re looking at mortgages for bad credit with an adverse credit mortgage broker like My Mortgage Finder.
My Mortgage Finder specialise in arranging bad credit mortgages.