Specialist Lending &

Bad Credit 

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We help people with previous financial problems, no matter how big or small.

What if I have bad credit?

A bad credit file doesn't

automatically mean you can't get your dream home. Contact us today to discuss your options.

How do I check my credit report?

Why not check your credit score by using our free trial to the same credit referencing

agencies that the majority of lenders use.

Contact an advisor!

Ready to get the ball rolling? Arrange a call back with one of our expert mortgage advisers today.

Bad credit doesn't have to mean you can't get your dream home.

My Mortgage Finder provides a specialist service for applications and enquiries considered to be outside of ‘the norm’. Generally speaking, given the complexity and time spent on these enquiries the My Mortgage Finder specialist service cannot look after these enquiries on the usual fee-free basis.


Mortgages for adverse (bad) credit

My Mortgage Finder are receiving an increasing number of enquiries and requests for assistance on securing mortgages for people who have had financial problems in the past. Regular issues that My Mortgage Finder specialist deal with and resolve are for mortgages where applicants have had any of the following:

  • Missed/late payments on unsecured credit agreements (credit cards, loans etc)

  • Low credit scores

  • Arrangements to pay

  • Payday loans

  • Defaults

  • County Court Judgements (CCJs)

  • Debt management plans (DMPs)

  • Missed/late mortgage payments

  • Involuntary arrangements (IVAs)

  • Repossessions

  • Bankruptcies

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If any of the above circumstances apply to you, or you have been turned down for a mortgage in the past we would highly recommend having a conversation with one of our advisers who help secure these types of mortgages every day.

Are you one of those people that we can help?

don’t let mainstream mortgage lenders frustrate you, let us help you find your first home.

A past mistake doesn’t mean you can’t achieve your dream of owning your own home. Speak to My Mortgage Finder today to discuss your options, you might just be surprised by the options open to you.

Other specialist situations.

There are many other situations where My Mortgage Specialist service can help you such as:

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Given the complexity and time spent on these enquiries, these types of mortgage will be subject to a charge on a case by case basis. Our commitment is that we will charge as little as we can and this will be established at the outset during the initial phone calls. 

Some buy to let mortgages are not regulated by the Financial Conduct Authority.

Ex-pat mortgages

Portfolio Buy to Let landlords

Foreign national support.


Your property may be repossessed if you do not keep up repayments on your mortgage

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